Financial Definitions, from A-Z.

Compiled information on all your payment history presented in a credit report

Summary of your credit history with info on your credit cards, loans, money owed and how you pay your bills

Based on your credit history, your credit score determines your eligibility to earn more credit

The amount you spend you actually spend based on your total allowed amount determined by your credit card company

The current limit and the original loan amounts for any of your fixed installment accounts

Highest balance for each account but no specifics on individual purchases

debit is associated with the purchase of assets or expense transaction (e.g., money leaving your account to purchase a factory)

A debt is an amount of money that you owe to a particular financial institution (e.g., your bank), firm, or individual

present-day contributions such as cash, supplies, clothing, etc

By diversifying your investments, you are limiting your exposure to significant loss from any one type of asset

Amount you are paid when a company earns a profit. So if you invested in company stock and they do really well, you earn dividend

special giving account that allows donor to choose investable assets for donation to charity over time.

Officially known as "exchange-traded funds", these are a diverse collection of stocks, bonds or other securities that are all pooled into one single fund

These allow investors to claim ownership through purchasing shares of that company, business or service

the good guys that ensure banks aren't being sketch with your money. Make sure the bank you choose for your accounts is FDIC insured so your money is safe

type of private foundation that is managed by high net worth families and funded by family assets

Think of these as IOU's where you receive fixed amounts of money periodically overtime on your investments

Think of these as IOU's where you receive fixed amounts of money periodically overtime on your investments

interest rate for loans that stays constant

• What: Official IRS Form for individual income taxes. After you gather the key documents above, you will use them to fill out this form • Provided by: IRS

• What: ◦ E: Shows total amount of student loan interest you've paid ◦ T: Shows total amount paid for tuition and any amounts you received from scholarships, fellowships or grants • Provided by: provided by your college institution

• What: Document that shows dividends or interest earned on your investments • Provided by: Provided by your financial institutions

What: Freelance or consulting work that earned you at least $600 for the year

• What: For non-cash charitable donations • Provided by: IRS

• What: Total income and taxes withheld • Provided by: Provided by your employe