Financial Tools

All the financial tools, explained.

Find the right financial tools you need to reach your goals.

Trim

Budgeting Platform

• Analyzes spend to find places you could save money

• Free app to download

• Get Your Medical Bills Negotiated

• You can get your cable/internet bill lowered without having to do any work

• Find & Cancel Unwanted Subscriptions

Free Trial

Yes

Cost

LevelCredit $6.99/mo. Everything else is free

TurboTax

Tax Filing Platform

• File your taxes with the turbotax software with the option to have live tax expert guidance

• Track your donations year-round and import them into TurboTax with this free, easy app

• If you pay an IRS or state penalty or interest because of a TurboTax calculation error, they’ll pay you the penalty and interest

Free Trial

No

Cost

$0 (free), $59 (deluxe), $89 (premier), $119 (self-employed)

United Nations Sustainable Developmental Goals

Giving Tools
17 Sustainable Development Goals (SDGs) are an urgent call for action by all countries - developed and developing - in a global partnership
Free Trial

n/a

Cost

$0.00

WalletHub

Credit Cards

• List of the best credit cards for young people

• Other tools like CardAdvisor which makes it easy to find the best credit card for you.

• Free credit card payoff calculator

Free Trial

n/a

Cost

$0.00

YNAB (You need a budget)

Budgeting Platform

• Budgeting app has a proven four-rule method will help you organize your finances, reduce debt, save cash, and reach your financial goals faster.

• See all your money in a central place

• Flexible spending plans

• Support from a community and live support if needed

• 34 day free trial

Free Trial

Yes

Cost

$11.99/month

eSmart Tax

Tax Filing Platform

• Step-by-step tax preparation software

• If their calculation is off and it results in penalties or interest from the IRS, they’ll fully reimburse for those expenses

• 3 different packages to choose from

Free Trial

No

Cost

$45.95-$85.95

ioogo

Tax Filing Platform

• Three step personal income tax filing process with a tax professional

• Prepares your tax return within 24 hours, all you have to do is upload your docs and approve your return

Free Trial

No

Cost

$159.99 (standard), $259.99 (advanced), $359.99 (self-employeed)

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Copilot

Budgeting Platform

• Personalized Spending insights

• Helps build your credit score

• Easy & Modifiable Budgeting categories

• Integrate with banks, crypto, venmo, etc. to see overall trends

Free Trial

Yes

Cost

$69.99/yr. $8.99/mo.

Digit

Budgeting Platform

• Automatic Savings

• No account minimums

• Unlimited withdrawals

• 0.10% annual Savings Bonus paid every 3 months

Free Trial

Yes

Cost

$5/mo.

Mint

Budgeting Platform

• Web & App based platforms

• Networth Calculator

• Automatic Budget Categorizations

• Monthly Credit Score Report

• Bill Payment Reminder

Free Trial

n/a

Cost

$0.00

Personal Capital

Budgeting Platform

• Personal Dashboard

• Net worth Calculator

• Retirement Forecast

• Monthly Quarterly & Annual review

• Financial Scenario Analysis

Free Trial

Yes

Cost

$0.00

Qapital

Budgeting Platform

• Rule Based Savings Triggers

• Unlimited Savings Goals

• Pre-made investment plans based on your risk and return levels

Free Trial

Yes

Cost

$3/mo.

Simplifi

Budgeting Platform

• View and manage your bills and finances all in one place

• Save for multiple goals

• 30 day free trial

Free Trial

Yes

Cost

$2.99/month

Trim

Budgeting Platform

• Analyzes spend to find places you could save money

• Free app to download

• Get Your Medical Bills Negotiated

• You can get your cable/internet bill lowered without having to do any work

• Find & Cancel Unwanted Subscriptions

Free Trial

Yes

Cost

LevelCredit $6.99/mo. Everything else is free

YNAB (You need a budget)

Budgeting Platform

• Budgeting app has a proven four-rule method will help you organize your finances, reduce debt, save cash, and reach your financial goals faster.

• See all your money in a central place

• Flexible spending plans

• Support from a community and live support if needed

• 34 day free trial

Free Trial

Yes

Cost

$11.99/month

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Acorns Checking Account

Checking Account

• automatic saving and investing

• round-ups are invested in real time

• No minimum balance fees or overdraft fees

Free Trial

No

Cost

$3/mo.

Ally Bank Checking account

Checking Account

• No minimum balance requirement or maintenance fees

• Round up to the nearest dollar with a connected Ally savings account

• Full-service bank offering savings products, loans and retirement services

Free Trial

n/a

Cost

$0.00

CIT Bank eChecking

Checking Account

• No monthly fees on deposit accounts

• Competitive rate on checking and savings accounts

• No ATM fees. Get up to $30 in other bank’s ATM fees reimbursed per month.

Free Trial

n/a

Cost

$0.00

Chase checking account

Checking Account

• Occasional account sign up bonuses

• Physical branch locations

• Full service bank with checking, savings, credit cards, loans, and investing

Free Trial

n/a

Cost

$12 Monthly Service Fee OR $0 based on balance in acct(s)

Chime

Checking Account

• No monthly fees, no overdraft fees

• Large free ATM network

• Get your paycheck up to 2 days early with direct deposit

Free Trial

n/a

Cost

$0.00

Discover Checking Account

Checking Account

• No Fees

• Large ATM Network

• Get paid early with direct deposit

• 1% cashback on up to $3,000 in debit card purchases each month

Free Trial

n/a

Cost

$0.00

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Capital One: SavorOne Rewards

Credit Cards

• $200 cash bonus after $500 spent in the first 3 months

• 3% cash back on dining, entertainment & streaming services

• No limit to how much cash back you can earn

• No annual fee

• No foreign transaction fees  

Free Trial

n/a

Cost

$0.00

Chase Freedom Unlimited

Credit Cards

• $200 sign up bonus after $500 spent

• 5% cash back at groceries (not target/walmart) on 12k spent in first year

• 3% on dining/drugstores

• Unlimited 1.5% cash back on all other purchases

Free Trial

n/a

Cost

$0.00

Citi Double Cash

Credit Cards

• Unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.

• No annual fee

Free Trial

n/a

Cost

$0.00

Discover it Cash Back Rewards Card

Credit Cards

• Rotating 5% cash back at restaurants, grocery stores & gas stations

• New cardmembers also get an unlimited dollar-for-dollar cash back match at the end of their first year

• Earn 1% cash back on all other purchases – automatically.

• No annual fee

Free Trial

n/a

Cost

$0.00

Gemini Credit Card

Credit Cards

• Get 10% Back in Crypto for a year on up to $200 in spend per month on Gas at the Pump and EV charging

• The only credit card that deposits your crypto rewards immediately

• 3% back on dining, 2% back on groceries, 1% back on everything else

• No annual fee

Free Trial

n/a

Cost

$0.00

NerdWallet

Credit Cards

• Compare cards side by side, read reviews, see top picks in every category

• Track all your money in one place with the NerdWallet app

• Free financial calculators, budgeting tools, and articles

Free Trial

n/a

Cost

$0.00

The points guy

Credit Cards
Blog that provides top tips and tricks to help travelers make the most of credit card rewards and airline miles to get free or discounted airline tickets and hotel stays
Free Trial

n/a

Cost

$0.00

WalletHub

Credit Cards

• List of the best credit cards for young people

• Other tools like CardAdvisor which makes it easy to find the best credit card for you.

• Free credit card payoff calculator

Free Trial

n/a

Cost

$0.00

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Annual Credit Report

Credit Score Report
Free credit reports from each credit reporting company
Free Trial

n/a

Cost

$0.00

AnnualCreditReport.com

Credit Score Report
Free weekly credit reports from Transunion, equifax, and experian.
Free Trial

n/a

Cost

$0.00

Credit Karma

Credit Score Report

• If you aren't approved for a credit card with the Karma Guarantee, they’ll pay you $50

• Credit monitoring and alerts to important changes

• Insights about what affects your scores and what you can do to improve them

• Personalized recommendations for ways to use your credit more wisely.

Free Trial

n/a

Cost

$0.00

Equifax

Credit Score Report

• Credit monitoring and identity theft protection plans

• Various plans from single to family

• $1 7-Day Complete Premier Trial

Free Trial

Yes

Cost

$9.95-$29.95/mo.

Experian

Credit Score Report

• free Experian credit report

• View all 3 credit reports from Experian, Equifax® and TransUnion® with the paid package.

• Get 24/7 identity protection with the paid package.

• Find credit cards matched to your profile.

Free Trial

No

Cost

$0 (basic), $24.99 (premium), $34.99 (family)

TransUnion

Credit Score Report

• See your credit score now and stay on top of it with updates available daily on the app

• Discover your credit potential with powerful tools like CreditCompassTM

• Protect what you’ve built with Credit Lock Plus, and rest easy with up to $1MM in ID theft insurance

• Free annual credit report on the web

Free Trial

No

Cost

$24.95

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Block Fi

Cryptocurrency Platform

• No minimum balance required

• Earn 1.5% back in crypto on every purchase with the BlockFi Rewards Visa® Signature Card

• Obtain tax records and reporting tools directly on the app

Free Trial

n/a

Cost

$0.00

Coinbase

Cryptocurrency Platform

• $10 Bitcoin sign-up bonus

• Trade over 50 digital cryptocurrencies

• Easy & Modifiable Budgeting categories

Free Trial

n/a

Cost

0.50% spread for buy/sell transactions; transaction fee from $0.99 to $2.99

Gemini

Cryptocurrency Platform

• Buy/sell bitcoin and 100+ other coins

• Streamlined portfolio and trading view on an attractive dashboard

• Associated credit card to use cash back on crypto

Free Trial

n/a

Cost

$0.00

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Capital One Shopping

E-Commerce Savings

• Free browser tool that automatically searched for online coupons

• Over 30,000 retailers covered

• Earn Capital One Shopping Credits which can be redeemed at top retailers, like Walmart® or eBay®

Free Trial

n/a

Cost

$0.00

Honey

E-Commerce Savings

• Easy to set up browser extension

• Works with 40,000+ stores

• Upfront savings with coupons and can redeem Honey Gold for a range of free gift cards

Free Trial

Yes

Cost

$0.00

MaxRewards

E-Commerce Savings
Free Trial

Cost

Rakuten

E-Commerce Savings

• Browser extension option

• In-store shopping cash-back (up to 20%)

• Referral Program ($30)

Free Trial

Yes

Cost

$0.00

Seated

E-Commerce Savings

• Get up to 30% back every time from the best restaurants in town

• Spend Rewards in the Store

• Make reservations on the app

Free Trial

n/a

Cost

$0.00

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DoughMain Financial Literacy Foundation, Inc.

General Learning

• Non-profit organization dedicated to improving financial literacy

• Series of education videos across an entire spectrum of fiscal topics necessary for success, including income and careers; pay, benefits and deductions; taxes; budgeting; banks and banking; savings and investments; credit; and insurance

Free Trial

n/a

Cost

$0.00

Financially Fit, we teach you to re-imagine wealth.

General Learning

• Offers personal wealth education and services online

• Self-paced program with 7 steps and 33 exercises tailored to meet your financial goals

• Online community to meet and interact with other people

Free Trial

No

Cost

$10.00

Napkin Finance

General Learning

• Financial concepts distilled visually to make complex financial concepts accessible and humorous

• Several multi-level courses to choose from

• Various videos, worksheets, calculators, and quizzes

Free Trial

n/a

Cost

$0.00

SoFi Learn

General Learning

• Answers to financial questions, plus tools, guides, calculators and more.

• Articles based on life stage

Free Trial

n/a

Cost

$0.00

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Charity Navigator

Giving Tools

• Philanthropic decision-making tool with nearly 200,00 charities in the database

• Unbiased comprehensive ratings on the cost-effectiveness and overall health of a charity’s programs

• Articles on the fundamentals of philanthropy, with tips on how, where, when, and why to donate to maximize your impact.

Free Trial

n/a

Cost

$0.00

Directory of charities and non-profit orgs

Giving Tools
Database of more than 1.8 million IRS-recognized organizations
Free Trial

n/a

Cost

$0.00

FileThis

Giving Tools

• Link FileThis with your all online accounts and get a complete overview about all your accounts

• Find statements from years ago and from accounts you had closed.

• Search transactions without having to login to every site individually.

• Bank-Level security with encrypted communication and data with 256-bit

Free Trial

No

Cost

$0 (forever free), $2.99/mo. (premium), $5/mo/ (ultimate)

Give.org

Giving Tools

• Standards-based charity evaluator that seeks to verify the trustworthiness of publicly-soliciting charities by completing rigorous evaluations

• Alphabetical database of charities

• Tips for donors

Free Trial

n/a

Cost

$0.00

GiveWell

Giving Tools

• List of charities that save or improve lives the most per dollar

• Provide evidence-backed analysis of effectiveness.

• No fees for donating through the platform

Free Trial

n/a

Cost

$0.00

GlobalGiving

Giving Tools

• Non-profit organization connecting donors and charities

• Help donors make safe and easy US tax-deductible donations to vetted, locally-driven organizations around the world

• Receive updates about the impact your donation has made

Free Trial

n/a

Cost

$0.00

Rockefeller Philanthropy Roadmap

Giving Tools
Key milestones on your philanthropic journey and introduce you to a process that can help you develop your own giving plan
Free Trial

n/a

Cost

$0.00

United Nations Sustainable Developmental Goals

Giving Tools
17 Sustainable Development Goals (SDGs) are an urgent call for action by all countries - developed and developing - in a global partnership
Free Trial

n/a

Cost

$0.00

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Ameritrade Investment Account

Investment Platform

• Commission-free stock, ETF, and options trades

• No account minimum

• No fees per trade

Free Trial

n/a

Cost

$0.00

Charles Schwab

Investment Platform

• Many options to trade from trading on your own, automatic investing with robo-advisor, Schwab Intelligent Portfolios®, or work with s Schwab Financial Consultant

• $0 online listed stock, ETF, and base options trade commissions

• $0 account maintenance fees (other charges may apply)

• Research including insights from Schwab experts and third-party sources to help make informed investing decisions.

Free Trial

n/a

Cost

$0.00

Etrade

Investment Platform

• Easy-to-use in app tools

• Commission-free stock, options and ETF trades

• No fees per trade

Free Trial

n/a

Cost

$0.00

Fidelity

Investment Platform

• Commission-free stock, ETF and options trades

• Large selection of research providers.

• Strong customer service.

• Expense-ratio-free index funds.

• Highly rated mobile app

Free Trial

n/a

Cost

$0.00

Iris

Investment Platform
Free Trial

Cost

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The Money Mindset Podcast

Podcast

• Learn how to budget, save money, and pay off debt fast

• Over 100 episodes

• Quality financial experts as guests every episode

Free Trial

n/a

Cost

$0.00

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Ally Bank Savings Account

Savings Account

• No minimum balance requirement or maintenance fees

• Round up to the nearest dollar with a connected Ally savings account

• Full-service bank offering savings products, loans and retirement services

Free Trial

n/a

Cost

$0.00

Discover Savings Account

Savings Account

• No Fees

• Large ATM Network

• High interest rate savings and cash back opportunities

Free Trial

n/a

Cost

$0.00

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H&R Block

Tax Filing Platform

• Max Refund Guarantee: Find a bigger refund somewhere else? Your tax prep is free.

• Tax pros have an average of 10 years’ experience.

• Many ways to file: done by a tax pro in an office, via video, or by phone. Or do your own with expert, on-demand help

• MyBlock app available

Free Trial

No

Cost

$0 (file online) or $80 (file with a tax pro)

Keeper Tax

Tax Filing Platform

• The Effortless Tax Receipt Organizer

• Mobile device that scans your statements for  receipts, then asks you whether your purchases were made for business purposes via text

• 14-day free trial

Free Trial

Yes

Cost

$99 (simple tax return), $168 (Tax return with business income)

TaxAct

Tax Filing Platform

• Tax filing software with unlimited free assistance from our live tax experts

• Switch from your previous online tax provider by simply uploading a PDF of your previous year's return

• Complimentary advice on ways to boost next year's refund with a customized tax plan.

Free Trial

No

Cost

$0.00, $24.95 (deluxe), $34.95 (premier), $64.95 (self-employed)

TaxSlayer

Tax Filing Platform

• Tax filing software with fast tax return with direct deposit

• Guaranteed maximum refund

• Free, unlimited phone and email support

Free Trial

No

Cost

$0.00, $29.95 (classic), $49.95 (premium), $59.95 (self-employed)

TurboTax

Tax Filing Platform

• File your taxes with the turbotax software with the option to have live tax expert guidance

• Track your donations year-round and import them into TurboTax with this free, easy app

• If you pay an IRS or state penalty or interest because of a TurboTax calculation error, they’ll pay you the penalty and interest

Free Trial

No

Cost

$0 (free), $59 (deluxe), $89 (premier), $119 (self-employed)

eSmart Tax

Tax Filing Platform

• Step-by-step tax preparation software

• If their calculation is off and it results in penalties or interest from the IRS, they’ll fully reimburse for those expenses

• 3 different packages to choose from

Free Trial

No

Cost

$45.95-$85.95

ioogo

Tax Filing Platform

• Three step personal income tax filing process with a tax professional

• Prepares your tax return within 24 hours, all you have to do is upload your docs and approve your return

Free Trial

No

Cost

$159.99 (standard), $259.99 (advanced), $359.99 (self-employeed)

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